Financial readiness should be part of every business strategy.
Famous Quotation
"Off-the-rack solutions, like bargain basement dresses, never fit anyone."
Francois Giroud

Employee Benefits Overview

At Richfield, we serve two customers in every employee benefit advisory relationship:

  • the Plan Sponsor
  • the Plan Participant
In each case, our mission is to provide the type and quality of service that exceeds customer expectations.

The first level of services are a ‘Commodity’; basic services that every employer and employee expect. The second level of services are ‘Value-Added’; advanced services that get employers and employees excited, but are frequently harder to find and quantify in the marketplace.



For our Plan Sponsor customers, succeeding on both levels ultimately means they can sleep better knowing their benefit plans are meeting their goals and needs.

For our Plan Participant customers, succeeding on both levels ultimately means they can save, invest, and protect for their dreams.

In the employee benefits arena, we help both achieve their respective goals by coordinating, integrating and delivering employee benefit advisory services in a continuous, smoothly flowing manner.

There are typically five phases in this process (see flow diagram below).


Benefit plans we advise clients on include:

Life Legal
Disability Defined Contribution
Long Term Care Flexible Spending


Organizational Membership


Richfield is a proud member of:

The International Foundation of Employee Benefit Plans

The Profit Sharing/401(k) Council of America